What is Investing ?
Investing involves allocating funds to buy assets that appreciate over time, generating profit. At Vivid Financial Counselors, we focus on helping you make your money work for you by providing foundational knowledge about investing while keeping your financial goals in mind. Here’s how we can empower you with the essentials of investing:
Investing Fundamentals
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Setting Goals: Define your saving and investing objectives within your budget.
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Prioritizing Goals and Risk Tolerance: Understand your financial priorities and how much risk you can handle.
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Asset Allocation, Diversification, Rebalancing, and Dollar Cost Averaging: Learn how these strategies can help you reach your goals.
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Investment Timeframes: Differentiate between short-term, mid-term, and long-term investments.
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Investment Professionals: Understand the roles and responsibilities of professionals like Certified Financial Planners, Registered Investment Advisors, and Chartered Financial Consultants.
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Selecting an Investment Professional: Learn the process, criteria, and resources for choosing the right investment advisor.
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Investment Costs: Understand the various expenses involved, such as loads, fees, and commissions.
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Active vs. Passive Investing: Learn the difference between these two approaches.
Empowering Clients on Investment Choices
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Investment Alternatives: Explore the characteristics, advantages, and disadvantages of different investment options, including:
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Stocks
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Bonds
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Mutual funds
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Real estate
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Alternative investments
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Evaluation Tools: Discover resources and tools to evaluate investment choices.
Investor Protection
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Investor Protection Resources: Understand the role of state, federal, and industry resources in protecting investors.
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Checking Credentials and History: Learn how to verify the credentials and history of investment professionals such as brokers, financial advisors, and insurance salespeople.
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Investment Fraud Awareness: Educate yourself on different types of investment fraud, including affinity fraud, Ponzi schemes, cold-call scams, and internet fraud.
By partnering with Vivid Financial Counselors, you’ll gain the knowledge and confidence to make informed investment decisions and protect your financial future.
About
Hello, I’m Bert Delgado, with over four decades of experience in broadcast operations and financial management at a global company, specializing in leading teams and overseeing multimillion-dollar projects with a focus on effective financial management.
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My passion for financial organization comes from my upbringing and a desire to support younger generations, including my millennial and Gen Z daughters. Raised in a frugal household, I learned the value of savings and financial planning early on. Inspired by my father's foresight in securing our family's future through savings, I founded Vivid Financial Counselors to help others achieve financial security and success.
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Together, we’ll ensure you’re prepared for any challenges that may arise, while also saving for brighter days ahead.
At Vivid Wealth Financial Advisors, we may not have all the answers, but we excel in knowing where to find them. Our commitment is to provide you with the expert guidance and access to the right solutions for your financial needs.